Home Equity Options
Home Equity Line of Credit Current rates
- Regular Variable Rate*
- Based on index and margin
- 1st or 2nd position
- Maximum Loan to value of 80%
Unlock the equity in your home today. A home equity loan is a great way to complete those home projects or make improvements to your living space. Let us help you make your home the best it can be with a low-rate HELOC and a payment to fit your budget.
*The regular variable rate is subject to change quarterly based on an index i.e., the Prime Rate as published in the Wall Street Journal 45 days prior to each change of January 1, April 1, July 1, and October 1 of each year plus a margin of 0%. The minimum APR is 4.00% and the maximum APR is 18%. The minimum Home Equity Line of Credit amount is $10,000.00 and fees to establish the plan are generally between $250 - $600.
Fixed Rate Home Equity Loan
Our Fixed Rate Home Equity Loan is a closed end, 1st position loan with terms available for up to 15 years. This is an ideal loan for that one-time major home renovation project, land purchase, or debt consolidation. It offers a fixed interest rate over the term of the loan.