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Online Shopping Tips

3/18/2021

Online Credit Card Shopping Tips

Using your credit card online can be scary, especially with so many different types of scams and phishing attempts online trying to steal your information. We’ve got some tips and tricks to help you use your credit card to shop safely, online. 

1. Don't shop on public devices

You shouldn’t do your online shopping on public devices, such as a computer at your workplace or school. Websites often save login information. Therefore, the next person to use that device may be able to access your account and credit card information. Even if you do log out and clear your browsing history, hackers may have been monitoring the keystrokes you used in order to steal your personal information. 

2. Check for the 's'

When it is time to enter your credit card information online, take a look at the URL. Make sure it starts with https:// rather than http://. The ‘s’ stands for secure, confirming that your information is encrypted. The ‘s’ is not a guarantee that the transaction is 100% safe, but it is an added layer of protection.

3. Don't click on suspicious links

If you receive a suspicious email with a link, do not go shopping by directly clicking the link.  Even if it is a well-known company, do not click the link. It could be fraudulent and a phishing attempt to get your information. Instead, navigate to the website yourself to do your online shopping. This way you know you are going to the correct website.

4. Print your receipts

After you’ve used your credit card to make the purchase, print off a copy of your receipt or confirmation. Make sure to compare the amount on your receipt to your billing statement and verify that they match.

5. Reward yourself

Connected Credit Union's VISA credit card is the easiest way to manage your lifestyle and you'll earn rewards simply by using it for your everyday purchases - even when shopping online.  A low interest rate and 24/7 fraud protection, as well as no transfer fees when switching from a higher interest rate card, are just a few of the perks that go along with being a Connected Credit Union cardholder. Go ahead, reward yourself today!

Learn more Scorecard rewards



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