Blogging with Kerri
Thank you for checking out Kerri's blog. We hope you'll find this information both informative and educational. Any reference made in this blog to a specific product, process, or service does not constitute or imply an endorsement by Connected Credit Union of the product, process, or service, or its producer or provider.

Identify and Avoid Elder Abuse Scams
With the prevalence of scams targeting seniors continuing to rise, it’s important for everyone to take proactive steps in protecting their older friends, family, and neighbors from falling victim.
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Phone Call Fraud
Receiving an unexpected call about fraud on your account from a number that appears to be originating from our credit union, or another financial institution, can be alarming.

Mobile Payment App Fraud
Fraud occurring through Cash App, Venmo, and other similar Mobile Payment Apps is becoming more prevalent. Make sure you do not send money to someone you do not know and trust via a Mobile Payment App.

Brushing Scam
Have you ever received a package you didn’t order? While it might seem like a harmless mistake, it could be a Brushing Scam.
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Data Breach
A data breach occurs when a business or organization is hacked and a scammer steals a customer's personal data, such as credit and debit card numbers.

Check Fraud
Recently, many consumers have become victims of scams involving fraudulent checks. Checks have become an attractive vehicle for fraud when used for payments to consumers.
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Update Software Promptly for Safety
When we see an update alert, many of us tend to hit “Remind me later.” Think twice before delaying a software update!
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Multifactor Authentication (MFA)
MFA provides extra security for our online accounts and apps. This security could be a code sent via text or email or generated by an app, or biometrics like fingerprints and facial recognition.

Telephone Scams
Telephone scams include phone calls, robocalls, and text messages aimed at stealing your personal information or asking you to send large amounts of money.

Elder Financial Abuse Prevention
If you’re a friend or family member of a Maine senior, asking yourself these questions and recognizing the red flags may help you in preventing or responding to elder financial abuse

Home Warranty Letter Scam
Be aware that fraudulent letters are circulating in Maine regarding your home's warranty. The letter will claim that your home warranty with Connected Credit Union will expire soon if you do not take immediate action.

Mobile Deposit Scams
Scammers may ask you for your online banking information and promise to send you money by depositing it straight into your account for you. This is a scam!
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Recognizing Scam Red Flags
Protect yourself from fraud by learning to recognize the common red flags of popular scams, such as fear tactics and unusual payment requests.

Popular Scams to Avoid
Protect yourself from fraud by learning how to avoid popular scams, such as imposter scams and prize scams.

Family Imposter Scams
If you get an unsuspected call from someone claiming to be a family member or friend asking you for money to help them out of an emergency, take pause before acting! This could be a scam.

Do you reuse your passwords?
A leading cause of unauthorized access to accounts is the reuse of login credentials. If you use the same password for every account you have, a single account breach can grant a fraudster access to all of them.

Protect Yourself From Fraud
Learn how to protect yourself from fraud with simple steps like safeguarding personal information, recognizing suspicious activity, and staying informed about the latest scams.

Protect Against Skimming
Skimming is the practice of fraudsters placing a popular tool called a skimmer over a legitimate card reader to steal your credit and debit card information. Scammers often put skimmers on public and easily accessible card readers at places such as gas stations or ATMs.

IRS Scams
Did you know that scammers may pretend to be the IRS claiming you owe taxes or asking you to verify your personal information? We break down how you can protect yourself this tax season.

Tax Scams
Watch out for tax scams that impersonate the IRS, demand immediate payment, or ask for sensitive personal information. Know the signs to stay safe this tax season.

Online Shopping Tips
Using your credit card online can be scary, especially with so many different types of scams and phishing attempts online trying to steal your information. We’ve got some tips and tricks to help you use your credit card to shop safely, online.
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Prize Scams
Prize scams are scams where fraudsters attempt to gain personal information or money by saying that you have won a fake prize or by tempting you to give up your personal information to enter a contest.

New Scam Targeting Members
Connected Credit Union has seen an increase in scams targeting our members over the past month. The newest scam is a phone scam where members are told that Connected Credit Union is being investigated by a federal agency.

Brute Force Attacks
A brute force attack occurs when fraudsters use trial and error to gain your card information after infiltrating a merchant's payment system.

Phishing Scams
Phishing scams are emails sent by scammers that attempt to steal your personal information or download malware onto your computer or device.

Avoid Becoming a Victim of Identity Theft
Identity theft happens when a scammer has stolen your personal information and pretends to be you to apply for credit or make purchases.

Credit and Debit Card Scams
Stay protected by recognizing common card scams and knowing how to respond if your card information is compromised.

Strong Passwords
When choosing a new password, avoid simple passwords that can be easily hacked. For example, your password shouldn't include birthdays, family members' names, phone numbers, etc.

Social Media Scams
Social media scams often appear as impersonation accounts or suspicious links. Learn how to spot the signs and keep your accounts and money safe.

Personal Finance Apps
If you use a personal finance app, such as RobinHood, CashApp, Venmo, Paypal, and more, there are some important steps you can take to protect your personal data.
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Online Banking Scams
Learn how to recognize the warning signs of online banking scams and keep your accounts secure.